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This is something I haven't seen addressed anywhere so far. After you cancel Playpass, if you still have Playgold left in your account, does that mean the games you buy with it will be full price? That's how I undestand it and if that's the case I would say it is a major flaw. In other similar plans (BFG, RealArcade, iWin, etc.), as far as I am aware, once you have a credit/iCoins/whatever, you can spend it and get the member discount even after you've cancelled.